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 Your HECS-HELP payment options


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HECS-HELP Loan
Up front payment (Student contribution)
Tax File Number (TFN)

Commonwealth Supported students must complete and submit a 'Request for Commonwealth Support and HECS-HELP' form and choose their payment option.  The form is available online via the 'Financial' link on your home page in mySI-net.  

If you subsequently change your program or wish to change your payment option, you will need to complete a new form.

When completing the form, eligible students must select either the deferred through tax or the up front payment option. If you select the deferred payment (loan) option, you must provide your Tax File Number (TFN) on the form.

Even if you select the up front payment option, it is strongly recommended youprovide your TFN.

Should you forget to pay or you cannot pay, and you have not provided your TFN, under Commonwealth Government legislation your enrolment must be cancelled. Provision of your TFN prevents your enrolment being cancelled by changing your payment option to ‘deferred through tax’ for that semester. You can change back to paying up front the next semester if you wish.

If you are an Australian citizen or an Australian Permanent Resident with a Humanitarian visa and you pay up front, you receive a 20% discount.

Note that students who are New Zealand citizens or Australian Permanent Residents without a Humanitarian visa are not eligible for the deferred payment option, and must pay up front without the 20% discount.

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